Amakuru

Ni gute wagura utubati twa zahabu dusanzwe?

Abashoramari bashaka kwishimira uburyo bwo gutunga zahabu, kumva no kugira umutekano bashobora gushaka kugura ibirango bya zahabu aho kugura ishoramari ritagaragara nka zahabu igurana amafaranga (ETFs). Zahabu ifatika, yo mu rwego rw'ishoramari, izwi kandi nka zahabu y'agaciro, ishobora kugurwa ku giciro cyayo, ari cyo giciro cya zahabu itarakozwe hamwe n'ibindi bicuruzwa, bitandukanye bitewe n'umugurisha. Zahabu ifatika ishobora guseswa mu gihe ubukungu buguye burundu.

IBIKORESHO BY'INGENZI BYO GUFATA

Uburyo busanzwe bwo gutunga zahabu ifatika mu buryo butaziguye ni ukugura utubati twa bullion.
Menya neza ko urimo gukorana ubucuruzi n'umucuruzi wemewe kandi urebe neza ubuziranenge bw'utubari, imiterere yatwo, ingano yatwo n'uburemere bwatwo mbere yo kugura.
Wibuke ko kugura ibirahuri bya zahabu bizana n'ikiguzi cy'inyongera kirimo ububiko n'ubwishingizi ndetse n'ikimenyetso cyo kugurisha.

Uburyo bwo Kugura Zahabu
Kugura utubati twa zahabu kuri interineti ni inzira yoroshye. Uburyo bumwe busanzwe bwo kugura utubati twa zahabu ni ukunyura mu bacuruzi bemewe kuri interineti. Reba ibicuruzwa bya zahabu ku mbuga zizwi nka American Precious Metals Exchange, JM Bullion, na Wholesale Coins Direct. Hitamo utubati twa zahabu wifuza kugura ukurikije uburemere, ingano, n'igiciro.

Abacuruzi ba zahabu kuri interineti bakunze kugabanyirizwa ibiciro ku bakiriya bagura ibicuruzwa byinshi. Hari abagurisha ibicuruzwa bagabanyirizwa ibiciro ku kugura bakoresheje amakarita y'inguzanyo, abandi bakabikora mu kohereza amafaranga kuri interineti, bityo rero menya neza ko wahisemo uburyo bwo kwishyura buhendutse. Iyo uhawe utubati twa zahabu, tubike mu ipaki yabyo kugira ngo wirinde gushwanyagurika kandi ubibike mu gasanduku k'umutekano wo mu rugo cyangwa mu gasanduku k'umutekano muri banki yawe. Menya ko ushobora kuba ufite inshingano zo kwishyura amafaranga yo kohereza ibicuruzwa n'ubwishingizi.

Ushobora kandi gupiganirwa zahabu kuri eBay no ku mbuga zisa nazo za cyamunara. Mu gihe uguze zahabu ku rubuga rwa cyamunara, ni ngombwa gusuzuma ibitekerezo by'umugurisha. Irinde kugura ku bagurisha bafite ibitekerezo bibi ku kuri, amafaranga menshi yo kohereza no gucunga ibicuruzwa, ndetse no kunanirwa gutanga.

Gura zahabu yonyine

Uduti twa zahabu tw’ishoramari tugomba kuba nibura zahabu itunganyijwe ya 99.5% (995).

Ibisigaye ni icyuma gishongesha zahabu, ubusanzwe ni ifeza cyangwa umuringa, gituma bishoboka gushongesha zahabu. Abantu bagura zahabu nk'ishoramari bagomba kugura gusa agace kanditseho izina ry'uwayikoze, uburemere bwayo, n'ubuziranenge bwayo, akenshi kagaragara ku kigero cya 99.99%. Ibicuruzwa bizwi cyane bitanga zahabu birimo Royal Canadian Mint, Perth Mint, na Valcambi.

Menya itandukaniro riri hagati y'udupira n'ibiceri
Nubwo ubwoko bwose bwa zahabu nziza bufite agaciro gakomeye mu mafaranga, zahabu nziza mu ishoramari si ko zose zingana. Mu ishoramari, abashoramari bashaka kongeramo ibicuruzwa bifatika bikurikirana igiciro cya zahabu bashobora gushaka kwirinda ibiceri bya zahabu. Ibi biceri akenshi bifite imiterere myiza, bifite agaciro ka kera, kandi birimo zahabu nke ariko bikihenda cyane bitewe n’agaciro kabyo.

Uretse kuba amafaranga menshi, hari igihe ibiceri bya zahabu bigabanya agaciro k'umushoramari. Urugero, igiceri cya American Eagle gikunzwe cyane cyakozwe na US Mint kirimo zahabu ingana na 91.67% ariko kigura cyane kurusha utubati twa zahabu dusanzwe bitewe n'agaciro kacyo nk'ikintu cyo gukusanya.

Bamwe mu bashoramari bashobora gushaka ibintu by’abakusanya, abandi bashobora gushaka utubati twa zahabu isanzwe, dusanzwe ari two tworoshye kubika igihe kirekire no guhindura amafaranga. Kubera iyo mpamvu, utubati twa zahabu isanzwe dukunze kuba amahitamo akunzwe n’abashoramari bashaka zahabu nk’ishoramari ryizewe.

Gura zahabu mu ngano zishoboka
Abagura utubari twa zahabu bagomba gutekereza ku buryo bworoshye bwo gusesa utubari nk'igice cy'uburyo bwo kugura.

Urugero, niba zahabu igurishwa ku madolari 1,400 kuri ounce imwe kandi umushoramari afite amadolari 14,000 yo kugura zahabu, akenshi bizoroha kugurisha zahabu mu gihe aguze utubati 10 dupima ounce imwe, aho kugura utubati 10. Bashobora kugurisha utubati 1-ounce imwe imwe uko bikenewe, mu gihe bashobora kugorwa no kubona umuguzi w'utubati 10 niba bakeneye kugurisha vuba. Ku rundi ruhande, ukurikije ingano nto y'utubati twa zahabu -gram, abashoramari rimwe na rimwe bazigama amafaranga kugira ngo bagure utubati turemereye kurushaho.

Uretse utubati n'ibiceri, birashoboka kandi kugura zahabu ifatika mu buryo bw'imitako. Muri rusange, imitako ya zahabu ikunze kugurishwa ku giciro kinini bitewe n'ubukorikori n'ikiguzi cy'abacuruzi. Kubera iyo mpamvu, imitako ntabwo ikunze gufatwa nk'uburyo bukomeye bwo gushora imari muri zahabu.

Guhaha hafi
Abashoramari bagomba kumenya igiciro cya zahabu iyo basura isoko ry'ifaranga ry'agaciro. Imbuga za interineti z'imari zigaragaza ibiciro by'imigabane akenshi zigaragaza igiciro cya zahabu cya buri munsi.

Zahabu biroroshye kuyigura, ariko ibiciro biratandukanye cyane kuko abagurisha baba bafite inyungu bifuza hamwe n'ibiciro by'inyongera nko kwemeza ko ibicuruzwa bigurishwa, kohereza no kuyicunga, hamwe n'amafaranga yo kwishyura. Kugereranya ibiciro harimo n'amafaranga atandukanye y'abagurisha ni ingenzi kugira ngo ubone igiciro cyiza ku bikoresho bya zahabu.

Kugira ngo ubikore ubwawe

Ushobora kuba uruganda rukora utubati twa zahabu ukoreshejeimashini icukura zahabu, imashini itera granulating, imashini ikoresha amashanyarazi, imashini ikora urusyo, imashini ikora ikoresheje uburyo buhoraho bwo gutereran'ibindi.
Kugira ngo umenye neza ko uri nyiri iki kigo kandi ushobora kwihangira ibirango byawe bwite kugira ngo uhanga ahazaza hashya.